How to value a bank account: telephone or visit a branch

However, for estates thought to be worth less than £250,000 gross, an estimation based on information available will suffice. See our guide “Can I use rough valuations for probate?”.

Contact the bank

Whether or not a formal valuation is required, a bank will need a copy of the death certificate. We recommend sending a letter. See our guide “How to value a bank account: sending a letter”.

Alternatively, a telephone call to the bank may suffice for the time being.

Or you could visit a local branch, if there is one. Remember to take the death certificate. You may be given closure / transfer forms across the counter, or these may be sent to you.

Depending on the bank, it may only be possible to deal with the deceased’s accounts by correspondence.